Friday, June 15, 2012

Real Estate Investment With UINVEST

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Among the best investments anyone can actually make is investing in real estate. You can never fail with real estate investment. Land is one commodity that is always appreciating within value. Purchasing house that is close to social amenities and market drivers can make you generate double or even multiple the cost of the property in a few years time. If you do your research, you will find out that most with the wealthy people have invested in property. Investing in territory and property is a great thing to do.
Investing in home can make you retire early. For example, if you help save enough money to buy a home, you can be able to rent it out and it will consequently pay your hire and give you a profit. Let?s say you purchase home that costs $300,000. You can decide to rent it out and earn $10,000 from your rent. This means throughout 30 months you will have recovered your investment. After that, what you will be acquiring are profits. A very important factor you have to remember is that book is always on the increase. Therefore it means you will be making an average of $10,000 monthly as rent. If you choose to stay in a rented apartment where you pay out about $5,000, you?ll be making a profit involving $5,000. This example need to encourage you to put money into real estate because it is a respectable investment.
If you contemplating for Property Investment of buying a home as with the luxurious Beverly Hillsides? The rich and famous across the world talk about a common dream-owning a home throughout Beverly Hills. Real estate houses the Westside elite, such as heirs, CEOs, movie stars, foreign and home-based dignitaries, media barons, artists and also other top notch professionals. Latest figures show that until July 2011, there were a large number of sales within the $5 million-plus range.
In 2011, buyers looking for homes inside the $10 million-plus bracket also identified more of what they were seeking when compared to 2010. The particular sales figures regarding homes worth $20 zillion and up have also been promising, with a more than 3 times sales increase when compared with 2010.
For rental developments indicate that rents all across Los Angeles may rise by concerning 8% in 2012 and definately will continue rising from 9.6% by the end involving 2013. This real-estate upswing is a good incentive to you, as a consumer, to invest in Uinvest. Real Estate tendencies reveal that this is the greatest time to invest in owning a home.

If you want to make real estate investment opportunities but don?t have enough money to get property. So you can make owning a home with Uinvest. Uinvest is one of on-line real estate investment company inside Ukraine and now the part of Beverly Hills Chamber associated with Commerce. It is the most respected business community in Beverly Slopes, California since 1923. Local industry leaders meet up to share expertise and data, build relationship and help each other to accomplish business goals.
Uinvest provides several viable work at home opportunities throughout Europe, via restaurants to buyers goods to producing facilities to commercial equipment.
Started organization from the scratch the past 4.5 years WORK FROM HOME has created the online marketplace for more than 30 businesses and 10,000 traders.
More than $2,000,Thousand earnings are paid month to month to investors like clockwork. Investor?s will be creating UInvest points in every nation of the world through setting up strong partnership along with local businesses that will develop the network. This can multiply GUN revenue many times.

Plans. During the next 6 months all of us plan to create a minimum of 70 fully functioning UInvest points in different nations around the world. At least 100 online businesses will be attracted using total value at the least $20,000,000. This will likely allow investor?s to have earnings at least $10,000,500 by the end of Next year and expect tremendous growth during the upcoming a long time. If you interested please register free here uinvest.com.ua/?amigosid=13914

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end of tenancy cleaning - Tips on How to Clean White Grout











Tile as a material in homes is very wide-spread especially when it comes to bathrooms or kitchens. However, if you prefer white grout with the time it will lose its white colour and will become looking gray, orange or if it has mold -- even black. To return the natural brightness of the grout colour, you need to follow these simple steps and methods given below.

As a first instruction, the end of tenancy cleaning specialists advise you to use cleaning products that are bought from home-improvement stores. There is such a big variety of many items that are good in cleaning white grout and removing mold from it. When you start cleaning the grout, spray from the product onto it, let it sit for at least 10 minutes and scrub with an old toothbrush or a cleaning sponge. Bleach also can give you a great results, only apply it on the grout and rinse it with water.

The next option for grout cleaning is the cleaning eraser, when it is scrubbed on the grout surfaces it removes almost everything from it. After cleaning it should be rinsed with clean water.

If you prefer to avoid using chemical cleaning products, you can use household ones such as vinegar, baking soda, rubbing alcohol and many others. Filled in a spray bottle and spraid directly onto the grout surface, they start acting after 10 minutes. Scrub with an old toothbrush or a cleaning sponge and rinse when everything is shining. For cleaning the grout with baking soda, you need to prepare a mixture that consists of it and clean water until a paste is formed.

As a last advice, tenancy cleaning from London specialists suggest to purchase a special grout cleaning tool which can be found in the home improvement stores. This tool helps with the scrubbing and it easily scrapes away dirty particles from the grout surface.

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President Hops in the Time Machine

For a minute there, we thought we had traveled in time to 2013. We turned on the TV at 1:45 p.m. ET to watch President Obama's big economic speech, and there was President Romney instead. But it turned out Obama was just late, so that Candidate Romney took the opportunity to go first.

Obama seemed to think he had gone back in time to 2008. As everyone expected, he spent much of the speech blaming George W. Bush for America's economic troubles. Presumably he took encouragement from a new Gallup poll released this morning: "Americans continue to place more blame for the nation's economic problems on George W. Bush than on Barack Obama, even though Bush left office more than three years ago."

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Related Topics: Barack Obama

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Stanford gets 110 years for role in $7B swindle

R. Allen Stanford enters the Bob Casey Federal Courthouse in Houston, where he was sentenced to 110 years in prison for bilking investors out of more than $7 billion over 20 years in one of the largest Ponzi schemes in U.S. history, Thursday, June 14, 2012. (AP Photo/Houston Chronicle, Johnny Hanson)

R. Allen Stanford enters the Bob Casey Federal Courthouse in Houston, where he was sentenced to 110 years in prison for bilking investors out of more than $7 billion over 20 years in one of the largest Ponzi schemes in U.S. history, Thursday, June 14, 2012. (AP Photo/Houston Chronicle, Johnny Hanson)

FILE - In this March 6, 2012 file photo, R. Allen Stanford leaves the Bob Casey Federal Courthouse in Houston. Stanford, once considered one of the wealthiest people in the U.S., with a financial empire that spanned the Americas, was convicted on charges he bilked investors out of more than $7 billion. The 62-year-old is set to be sentenced by a Houston federal judge on Thursday, June 14, 2012. (AP Photo/Houston Chronicle, Nick de la Torre, File)

R. Allen Stanford, left, enters the Bob Casey Federal Courthouse where he was sentenced to 110 years in prison for being involved in a Ponzi scheme causing investors to lose their money Thursday, June 14, 2012, in Houston. (AP Photo/Houston Chronicle, Johnny Hanson)

(AP) ? Former jet-setting Texas tycoon R. Allen Stanford had plenty of things to say Thursday before a federal judge sentenced him to 110 years in prison for bilking investors out of more than $7 billion over two decades.

An apology was not one of them.

In a defiant, rambling statement that lasted more than 40 minutes, Stanford told the court about the injuries he suffered during a prison fight; criticized the government for its "gestapo tactics" when his companies were put in receivership and their assets sold off to pay back investors; described his financial empire as a victim of the 2008 credit collapse; and recalled riding horses with former President George W. Bush.

"I am and will always be at peace with the way I conducted myself in business," he said before the judge handed down the sentence.

Prosecutors said Stanford, 62, used the money from investors who bought certificates of deposit, or CDs, from his bank on the Caribbean island nation of Antigua to fund a string of failed businesses, bribe regulators and pay for a lavish lifestyle that included yachts, a fleet of private jets and sponsorship of cricket tournaments. The one-time billionaire was convicted in March on 13 of 14 fraud-related counts in one of the largest Ponzi schemes in U.S. history.

Houston retiree Sandra Dorrell, who lost over $1 million in the fraud, said Stanford's statement to the court shows the financier cares only about himself and will never admit any wrongdoing.

"It would have been really nice if he had turned around and said, 'I am sorry,' to the victims," said Dorrell, 59, adding that the sentence handed down by U.S. District Judge David Hittner was "very well-deserved."

Prosecutors had asked that Stanford be sentenced to 230 years in prison, the maximum sentence possible. Stanford's attorneys had asked for a maximum of 41 months, a sentence he could have completed within about five months because he has been jailed since his arrest in June 2009.

Stanford's convictions on conspiracy, wire and mail fraud charges followed a seven-week trial.

During Thursday's hearing, Stanford remained defiant, insisting his business empire was legitimate and he "worked tirelessly and honestly."

"I did not run a Ponzi scheme. I didn't defraud anybody," Stanford said.

Prosecutor William Stellmach chastised Stanford for his lack of remorse for defrauding thousands of people of their life savings and preventing them from being able to send their kids to college or to get needed medical treatment.

"To the bitter end, he was a con man and a coward," Stellmach told the court.

Hittner allowed two people to speak on behalf of the victims during the sentencing hearing.

Angela Shaw, a Dallas-area woman who founded the Stanford Victims Coalition after three generations of her family lost $4.5 million in the fraud, said the financier's "heinous crime" has taken a "staggering toll on victims around the world."

At the end of his statement, Jaime Escalona, a Venezuelan who lost $1.5 million and founded the Coalition of Latin American Stanford Victims, turned to face Stanford and said, "You deserve what's coming to you. You are a dirty rotten scoundrel."

Stanford was once considered one of the richest men in the U.S., with an estimated net worth of more than $2 billion. His financial empire stretched from the U.S. to Latin America and the Caribbean. But after his arrest, all of his assets were seized and he had to rely on court-appointed attorneys to defend him.

Defense attorneys portrayed Stanford as a visionary entrepreneur who made money for investors and conducted legitimate business deals. They accused the prosecution's star witness ? James M. Davis, the former chief financial officer for Stanford's various companies ? of being behind the fraud and tried to discredit him by calling him a liar and tax cheat.

Prosecutors had wanted Stanford to get a longer prison sentence than the 150-year term Bernard Madoff received for orchestrating the largest pyramid scheme in history. Madoff's name was often mentioned during Thursday's sentencing, with Stellmach insisting Stanford's crimes were worse because he kept most of the fraudulent proceeds for himself, bribed regulators and targeted middle-class investors. Defense attorney Ali Fazel said that unlike Madoff, Stanford had legitimate businesses.

Prosecutors declined to comment after the sentencing. Fazel said he was disappointed.

"It's a harsh punishment. It's tough on him," Fazel said. "He feels like he didn't do anything."

In handing down the sentence, Hittner called it "one of the most egregious frauds ever presented to a trial jury in federal court."

Anthony Sabino, a law professor at St. John's University in New York City, said Hittner sent a powerful message with Stanford's sentence.

"Clearly, the judge was moved by the scope of Stanford's crimes and the number of people he harmed and how much harm he did," he said.

Hittner also ordered Stanford to forfeit $5.9 billion, but that was mostly symbolic because Stanford is penniless.

The jury that convicted Stanford also cleared the way for U.S. authorities to go after about $330 million in stolen investor funds sitting in the financier's frozen foreign bank accounts in Canada, England and Switzerland.

But due to legal wrangling, it could be years before the more than 21,000 investors recover anything, and whatever they ultimately get will only be a fraction of what they lost.

Three other former Stanford executives are scheduled for trial in September. A former Antiguan financial regulator was indicted and awaits extradition to the U.S.

___

Follow Juan A. Lozano at http://www.twitter.com/juanlozano70

Associated Press

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Sunday, June 3, 2012

Strategic Planning In the Organization World | ApostolicCM.com ...

Strategic planning can be an approach of preparing occasions within a strategic manner so that you can achieve the aim at hand. This type of organizing works by seeking at the entire image so you then determine how you are to obtain from one location to an additional. Most likely the most important example of strategic organizing is the fact that that is carried out within the military. In this illustration, we could say that the approach is always to overtake an area whilst the tactical preparing is how you will fight each and every fight. The strategy will be the plan to acquire via the entire image.

Now, consider this to the leaf of company strategic planning. Strategic planning can perform in a number of methods in an enterprise atmosphere. For example, you might desire to create a program to acquire the business from one degree for the subsequent. According to what that?s, you can generate a program the organization will adhere to to achieve the finish outcomes. Right here are some techniques by which this sort of planning may be put into place.

Financial aspects for example gain, reduction, escalating sales or lowering costs.

In human sources, you?ll be able to devise a strategic strategy to recruit new hires, to market people, to workers an area speedily.

Also, you are able to use strategic organizing in your business promoting strategies. How you will industry, where you may market, and how much you are going to invest in individuals locations are all decided by means of the strategic planning.

Like every other points in business, although, you also need to have back again ups in relation to your strategic plan not working. This may enable you to to find the right alternatives every single time. Simply because you?ll have something in spot to manage items once they go negative, you may really feel far more confident about your programs. Strategic preparing is a thing that any organization or organization can use fairly effectively.

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Job insecurity could spark health crisis, experts ... - Health and Fitness


Updated

June 02, 2012 17:12:05



Photo:

Casualisation of the workforce has been linked to mental health disorders. (Giulio Saggin: ABC News)

Mental health advocates say that stress and anxiety caused by job insecurity is threatening to become a major public health problem in Australia.

Beyond Blue, one of the nation?s most prominent mental health organisations, says job insecurity is one of the leading risk factors for depression and even heart disease.

Beyond Blue CEO Kate Carnell says research indicates that the casualisation of the Australian workforce has resulted in an increase in mental health disorders and heart disease amongst workers.

With 40 per cent of the Australian workforce in insecure work arrangements, Ms Carnell says it has become a serious public health problem.

?Heart health is affected by exercise levels, stress levels, dietary approaches and so on, so bad lifestyle outcomes can cause definite heart problems and mental health is very much part of that whole mix,? she said.

?There is no doubt that job insecurity is a major major cause of job strain and job strain is a major risk factor for depression.

?So we?re seeing more depression in the workplace, we?re seeing more absenteeism and almost more importantly more presenteeism ? people who are coming to work when they are depressed without the capacity to concentrate enough, and that can be an issue with other people in the workplace.

?They?re coming to work simply because they?re scared of losing their jobs.?

The ACCI?s director of workplace policy, Daniel Mammone, says small businesses in particular face tough challenges in an insecure global market.

Audio:
Listen to Thea Manning?s report
(AM)

?They?re not guaranteed that they?ll be trading in the next day, and it?s very difficult for them and their families where they?ve mortgaged the home and where credit is tight,? he said.

?There?s absolutely no guarantees for their survival and viability, so it?s important that those considerations are taken into account as well as those of the employees.?

The ACCI?s recent submission to Fair Work Australia found that the individual incomes of around 40 per cent of small business operators are below the federal minimum wage.

Not taking any time off is critical, because when that impacts on your pay on a weekly or fortnightly basis it causes a whole lot of other stresses that just snowball.

Gabrielle Whitehead worked as a full-time executive assistant for a computer company on a casual contract, with no job security.

She is one of the 25 per cent of Australian workers who have no paid sick leave. So for her, becoming ill was not an option.

?Not taking any time off from work becomes paramount. It?s the number one decision that you make every single day. So work always comes first,? she said.

?Not taking any time off is critical, because when that impacts on your pay on a weekly or fortnightly basis it causes a whole lot of other stresses that just snowball.?

She agrees that employers are under pressure, but says it is the workers? health that is suffering.

?It?s so easy to lose sight of the human being when you?re number crunching on your spreadsheet as a business,? she said.

?But no business should prosper at the expense of their workers.?

Topics:
mental-health,
health,
unemployment,
work,
australia

First posted

June 02, 2012 12:44:32


Article source: http://www.abc.net.au/news/2012-06-02/job-insecurity-to-become-major-health-problem/4048518

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A good home improvement tip is to make sure you write up a ...

If you are trying to remove wallpaper that has been painted over or has more than one layer, you may have to use a steamer. Using a steamer will assure you do not damage the walls while removing the wallpaper. You can usually rent a steamer or buy a do-it-yourself model.

A good home improvement tip is to make sure you write up a contract with your handyman when they come out to assess any problems. By having a firm contract, you won?t have to worry about any extra charges or being exploited. Without a contract, you could be taken for a ride.

When doing home improvement projects around kitchens with gas stoves, gas fire places, or gas water heaters, it is very important to turn off the gas supply line. This will prevent any chances of injury or death caused by gas leaks, which can lead to suffocation or creating deadly gas explosions.

When planning your kitchen, make sure your stove and your refrigerator are not right next to each other. If you set them side-by-side, they will both have to work too hard. You will waste energy and get less life from your appliances with this arrangement, and neither will perform optimally.

As was stated in this article, home improvements can be exciting but sometimes challenging process. Learning how to improve your home strategically and properly can help you enhance your home?s value and earn a return on your investment. Follow the advice of this article to assist you in your home improvement project.

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