Affordable Elder Care You Can Trust
Care for aging family members doesn?t have to be expensive to be reliable. There are several affordable options available to families. From in-home care to long term care facilities, there is an option that meets your loved ones needs perfectly.
What to Consider
Trustworthy and reliable care is definitely more important to consider than cost. Luckily, you can have both. For most families, insurance will cover part or all of the costs associated with the care of elderly family members. You should contact your insurance company to determine what type of care is covered and whether you will have a co-pay.
You should also consider the personal needs of your loved one. For example, seniors with limited mobility may simply need assistance with cooking and light housekeeping, while elderly patients with dementia may bed twenty-four hour care. If you are unsure of the type of care needed, consulting your family doctor or a geriatric counselor can be helpful.
Set a Budget
When cost is important to consider, working with an expert in elder care options can help you make the right choices concerning the care of your loved ones. You should always be aware of the comprehensive costs of care, however. Look over an itemized cost sheet before agreeing to any care plan. It may be less expensive to cut corners or opt out of optional services, the things included in a slightly more costly plan may make a big difference in the comfort of your loved one.
You may also need a comprehensive cost sheet to determine the total cost of care in long term care facilities. For example, are meals included in the cost of living in the facility, or are they added in separately? In general, the cost of clothing and other personal items will be paid out of pocket.
Look for Alternatives
It is wise to compare the costs of different types of care before committing to a plan. It is less costly to hire an aide while you are unavailable, for instance, than it is to hire a live-in nurse. Additionally, you have the advantage of being able to interact with caregivers on a regular basis, ensuring your aging family member is getting the best care possible.
Reaching out to experts in your local community is a simple, affordable way to find resources that you can use to provide care. Senior centers are one way to ensure the elderly are provided with care during the work week. Senior centers provide meals, snacks, activities, and often transportation to and from the center each day. The facilities are usually free or low cost and employ professionals with experience in caring for the elderly.
Finding Reliable Care
When choosing a long term care facility or hiring an in-home caregiver it is important to spend some time researching your options. Interview candidates, take tours of various facilities, and ask for references. Reliable caregivers will have plenty of references and should have experience caring for seniors. In- home caregivers should also have some similarties, such as shared hobbies, with your family member.
Steve Miller writes for Assisted Living Today, a trusted source of information on senior care, including a comprehensive directory of both assisted living and alternative care type facilities all over the US.